AI Strategy
Raising transparency and trust in insurance with AI
How AI can materially improve transparency and trust across the insurance value chain.
C-level executive · Board member · Author
Transforming insurance with AI, grounded in the real world.
For over two decades I've helped insurers across the MENA region and beyond turn digital ambition into working, profitable reality. This is where I publish my writing, white papers, and thinking on what actually moves the industry forward.
24+
years in insurance & transformation
CEO · CDO · COO · CTO
C-level roles across leading insurers
MENA
focus, with a global track record
Author
of the best-selling Insurance_Next
What I do
Bridging traditional insurance and digital excellence.
I've spent my career at the forefront of change: as a C-level executive inside insurers and global TPAs, a co-founder, a management consultant at Bain & Company, and a leader in AI and big-data companies. The common thread: turning innovative technology into measurable improvements in profitability and efficiency, without losing sight of the real, physical world insurance actually operates in.
Today I'm Managing Director & Co-Founder of Axxion Claims Settlement Services in Dubai, Head of MENA at The Digital Insurer, a board member across several ventures, and a lecturer on the world's first mini-MBA in Digital Insurance.
GCC Insurance Daily
Latest insurance news
Regulation, governance, AI, and people moves across the region's insurers, updated daily.
Writing & research
White papers
Practical, no-nonsense pieces on digital transformation, AI strategy, and building insurers ready for the new normal.
AI Strategy
Regulation
Motor claims compliance under Federal Decree-Law No. 6 of 2025
What the new UAE insurance law means for motor-claims handling, documentation, and process.
Repair & Claims
The electric vehicle repair gap
The widening gap between EV adoption and the region's capacity to repair them safely.
Keynote speaker
Catch me on stage.
Keynotes on AI, insurance, and real-world transformation, for boards, operators, and insurtechs.
Latest thinking
From LinkedIn
Short, practical notes on AI, motor claims, and insurance regulation across the GCC — published as I write them.
19 Jun 2026
There is no federal QC regime for UAE motor repair networks. Each insurer publishes its own approved garage list. This is the most direct competitive opening in the UAE motor market. UAE motor TPA capacity has historically come…
23 reactions · 2 commentsRead on LinkedIn → 18 Jun 2026The UAE and Saudi motor markets sell the same product. Right now they sit at opposite ends of the pricing cycle. UAE: rates hardened after the 2024 floods, the combined ratio is down to 90.9 percent, and listed profit is up 52…
17 reactionsRead on LinkedIn → 18 Jun 2026UAE comprehensive and TPL motor premiums rose 25-40% in 2024. EV premiums rose 50-70%. Deductibles went up too. The April 2024 floods caused industry-aggregate insured losses exceeding AED 4 billion in the UAE. Motor was the…
21 reactions · 1 commentRead on LinkedIn → 17 Jun 2026Most coverage of CBUAE Federal Decree-Law 6/2025 I've seen has stayed at the legal-recap layer. The operational consequences for motor insurers — the changes that touch how the claims operation runs day to day — are getting less…
24 reactionsRead on LinkedIn →