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Disruptive business model

Is there a future for telematics in the Middle East

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Is there a future for telematics in the Middle East

“Telematics as a car insurance product has never really taken off in the region, but there is a potential for a higher adoption rate with the right business model, says Mr Frederik Bisbjerg of Qatar Insurance Company. “

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War Room II – continuing the journey

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War Room II – continuing the journey

The ’founding meeting’ of war room II aimed at identifying the full customer journey and experience and, based on the findings, narrow the war room focus down to one or two major areas – the areas with ‘most effect per hours spent adjusting’

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Why there are so few successful insurtechs

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Why there are so few successful insurtechs

I’d claim that the most disruptive force in (personal) insurance is the online aggregators that – to me – are online brokers, granting customers free access to quotes of ordinary car insurance products and maybe doing so in a freshly designed way - why don't we see more successful real insurtechs?

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WHITEPAPER: The Future of Personal Insurance

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WHITEPAPER: The Future of Personal Insurance

With Amazon, Google, Tencent (WeChat) etc. as major distribution channels, the future of the traditional personal insurer is uncertain – add to this that one of the major product lines most probably will become obsolete during the next decade and you have all ingredients to promise the incumbents a bumpy ride going forward. This white paper discusses what incumbent insurers can do

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Will telematics be obsolete before it takes off?

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Will telematics be obsolete before it takes off?

What we’re in essence looking at is a fantastic product with a proven international track record being introduced too late into a market that never really was prepared for it before it was rendered outdated. Seriously interesting times ahead of us…

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The War Room Chronicles - UPDATED 27JAN2018

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The War Room Chronicles - UPDATED 27JAN2018

Literally hundreds from my network and from all over the world have asked me "how the war room looks" so I made a picture showing the structure and brief explanations describing the contents and purpose of the room

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Disruption in disguise: the Trojan Horse

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Disruption in disguise: the Trojan Horse

It's not "like that" to disrupt an incumbent organization over night - but if you want your company to survive, you nevertheless has to begin - this is one way of doing it

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WHITEPAPER: The case for detaching the digital insurer

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WHITEPAPER: The case for detaching the digital insurer

The insurance industry is moving at three speeds today. Insurtechs are moving at hyper-speed, innovative incumbents at medium speed and the rest of the industry at very slow speeds. At the same time, the insurance markets, grounded in the ongoing changes in the users’ needs and expectations, are moving at hyper+ speeds - this creates a blue ocean opportunity

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Creating a disruptive culture! UPDATED 25th September 2017

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Creating a disruptive culture! UPDATED 25th September 2017

The first step to creating a culture ready to dealing with disruption is therefore to align the targets and the performance management towards the disruptive – and commonly shared – goal

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Is the future passing by your management?

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Is the future passing by your management?

If you insist on only looking at what your best close competitors are doing, you’re “comparing your horse to other’s horses and ignorant to the car being introduced next door

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Four steps to your new ecosystem strategy

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Four steps to your new ecosystem strategy

If you could choose only one core competence for your company, what would it be? And who would you partner with to secure your future success based on that single core competence?

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Twin-turbine company operations

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Twin-turbine company operations

Customers want experiences and entertainment regardless of industry, and if you don’t react to this, someone else will

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Structure follows strategy… or does it?

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Structure follows strategy… or does it?

Do not compare yourself with your peers, it is the recipe for disaster. Company complacency is the biggest threat to companies today. Being happy and contempt with what you’ve got creates a company blind spot so big that no one will see the real threat before it’s taken a significant chunk of the market, if not all

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Digital transformation; just another organizational change program

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Digital transformation; just another organizational change program

Imagine if you had to reinvent your current company’s business model from scratch. I’ll bet that you would see a lot of opportunities for improvements and a lot of processes, products (and people) that you wouldn’t need in a digitized new version of your company

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On future vs. mature technologies / businesses

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On future vs. mature technologies / businesses

This video is for me not so much about the technical discussion but rather about Steve Jobs' views on emerging and maturing products / technologies / processes

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Stop. Think. Act (or... apply brain)

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Stop. Think. Act (or... apply brain)

Stop. Think. Act.

Revisit what you're doing, ask the hard questions - understand how the world around you look, evolve and where it's heading - and examine whether your plans will help you head in the same direction

If not, think of doing something else than what you're doing

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11 stories about Big Data in 9 minutes

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11 stories about Big Data in 9 minutes

This (rather old) video explains 11 fascinating scenarios on how Big Data are used to predict crimes, analyse sales, and much more

It even demonstrates how the Target retail store knows girls are pregnant before their parents do - or how Google knows flu outbreaks two weeks before the Center for Disease Control

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Does your competitive edge need sharpening?

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Does your competitive edge need sharpening?

Companies are fighting daily to keep competitive, to keep cost-effective and to keep customer and employee satisfaction as high as possible – and when a certain satisfactory position has been achieved, they relax a little

Unfortunately, this is no longer possible – there is no ‘when this is over…’ anymore

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Business disruption explained in 2 minutes

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Business disruption explained in 2 minutes

I found this video at HBR.org that in just two minutes perfectly explains the concepts of business / innovation disruption and how to deal with it if you're an established company

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You'll never get in front by walking in other's footsteps

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You'll never get in front by walking in other's footsteps

If you really want to make a difference, you must do something else than your competitors

Something that has not been done before (at least in your part of the world or in your markets) - it doesn't have to be a grand strategy that disrupts the complete industry, but it has to be something not quite seen or experienced before within your realm of business

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